Last updated: 27 May 2026
AI EMI Calculators ("we", "us", or "the site") is a free, static web application that helps users in India calculate EMI for home loans, car loans, personal loans, and bike loans. This Privacy Policy explains what information is collected, how it is used, and your choices.
We do not collect any personal information. The site is a client-side-only application — all calculations happen entirely in your browser. No data you enter (loan amounts, interest rates, income, or any other values) is ever sent to any server.
The site uses your browser's localStorage to remember your last-entered loan details
(such as loan amount, interest rate, tenure, and prepayment values) so they are still available the
next time you visit. This data stays on your device and is never transmitted anywhere.
You can clear it at any time using your browser settings or by clicking the Reset button
in the calculator.
We use Google Analytics 4 (GA4) to understand how visitors use the site in aggregate — for example, which features are most popular and which countries visitors come from. GA4 collects anonymised usage data such as page views, session duration, and general device/browser information. This data does not identify you personally.
Google may use cookies or similar technologies to collect this data. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
For more information on how Google uses data, see Google's Privacy Policy.
This site may display advertisements served by Google AdSense. Google AdSense uses cookies to serve ads based on your prior visits to this site and other sites. You may opt out of personalised advertising by visiting Google Ads Settings.
Third-party vendors, including Google, use cookies to serve ads based on your prior visits to websites. The use of advertising cookies enables Google and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet. For more information, see Google's Advertising Policies.
This site itself does not set any first-party cookies. Cookies may be set by third-party services (Google Analytics, Google AdSense) as described above.
This site is not directed at children under the age of 13. We do not knowingly collect personal information from children.
The Bank Rates tab may contain links to bank websites. These are provided for convenience only. We are not responsible for the privacy practices of external sites.
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page will reflect any changes. Continued use of the site after changes constitutes your acceptance of the updated policy.
If you have any questions about this Privacy Policy, you can reach us at:
jedidiahds@gmail.com